Injuries ACC Cover
Our no-fault scheme covers everyone in New Zealand if you’re injured in an accident. It doesn’t matter who you are or what you were doing when you were injured.
Injuries ACC don’t cover
Your injury must be because of an accident. ACC won’t cover things like illness, conditions from ageing and emotional issues.
Treatment ACC can help pay for
ACC can help pay for a range of medical, health and treatment costs if they cover your injury. You may have to pay for part of your treatment costs.
If you’re a New Zealander injured overseas
If you’re a New Zealand resident and you return home with an injury that happened overseas, ACC can help cover costs.
If you’re a visitor injured in New Zealand
You’ll receive the same ACC cover as everyone else if you have an injury while visiting New Zealand – it doesn’t matter if you’re not a resident.